What it's Like To Be an...

Buying a house today is so easy. Just connect your laptops to the internet, ask Google about the house for sale in your preferred area and poof! There you have it – a list of websites and listings of all (might not be) for sale houses in that area. People start shopping based on what they think they want, when at the end of the day, the house that they bought has nothing to do with what they want. It is actually happening. We might be speeding the process, not thinking well and get too much excited. Today, I’ll be sharing with you 3 TIMEly tips for first-home buyers. These are from Ryan Serhant, a Broker at Million Dollar Listing New York. Go get a pre-approved home loan Getting a pre-approved home loan is as easy as 1-2-3. Pick up the phone and call the banker or walk into the bank.  If you are getting a loan and looking around for a house and not yet approved already, you are like walking in the mall with no wallet. It is a waste of time because maybe you can afford

Having whiter teeth is everybody’s concern. Each one of us has this burning desire to have whiter teeth as much as possible. We all know that going to your teeth whitening dentist is the most safe and desirable one, but if you want to try a fast yet effective and safe way to have whiter teeth, you may want to try this.  Baking Soda and Lemon for Teeth whitening You need a medium-sized lemon, an extra tooth brush, baking soda and a bowl. After you gather these, follow these simple steps. Image Source: http://static.rappler.com/ Put a table spoon of baking soda in the bowl. Cut the lemon in half and squeeze two table spoons of lemon into the bowl. Mix the baking soda and lemon using the toothbrush until they form a fine paste. After mixing, apply some of the paste into your teeth (just like applying toothpaste). Leave for 2 minutes. After two minutes, rinse your mouth with water. Repeat if needed.  Visible results can be seen as soon as the first wash. Do this thrice

Maritime shipping dates back thousands of years ago, to the extent of earliest humans. Today, maritime shipping is just as important as it has ever been. It may be the oldest in the world, but global economy would not exist without shipping containers. Today, shipping company like NSMS plays a very important factor as it has ever been. Here are 7 mind blowing facts about shipping. Shipping is Affordable Head turning? Right! Yes! Shipping is still one of the most affordable ways to transport cargos. For example, it is cheaper to ship tuna from New Zealand to Thailand and do the processing then ship it back to New Zealand than it is to have the processing completed in New Zealand. Shipping is Safe Woah? Safe? Yes! Shipping is safe. It is still the safest form of commercial transport. In fact, shipping is one of the very first industries to adopt widely implemented international safety standards. International Maritime Organization (IMO) and International Labor Organization

Image Source: https://www.google.com.ph/ Filipino accountants are now starting to conquer the world. There are lots of Filipino accountants overseas and abroad. Filipino accountants in Dubai , United States, Australia, and New Zealand are starting to make a name for their self. But who is the very first Filipino accountant? Let’s see. Based on research, the first Filipino to obtain a Certificate in Public Accounting from the United States, making as the first Filipino Certified Public Accountant is no other than Don Vicente Fernandez Fabella. He is from Pagsanjan Laguna, born on May 7 1891, the son of Juan Fabella and Damiana Fernandez. His wife is Carmen de Jesus and he is a father to Sor Maria del Carmen, Armand and Virginia. Don Vicente Fernandez Fabella attended University of the Philippines (1912) finishing Bachelor of Philosophy (undergraduate), University of Chicago finishing Bachelor of Philosophy and Northwestern University (1915) finishing Bachelor of Commerce. His affil

Image Source: http://realcedar.com/ We see it on advertisements on television, billboards, newspaper, and magazines and we hear it on the radio. I think most of us have encountered it at least once before and it made us wonder what it really means. Companies often quote in their advertisements that they are an ISO certified company like PAPTI but in most cases the audience who hears about it only knows so little or nothing about it. For the majority of its audience, it is just a complex, professional sounding acronym that is used to strengthen the image of the company. But what really is an ISO certification? How do you earn one and how can one become an ISO certified company? ISO Certified Company To start off, ISO is an international, non-government, independent organization which brings together experts to share knowledge and develop voluntary, consensus-based, market relevant market standards that supports innovation and provides solutions to global challenges. As of t